Mortgage Valuation Report
Accepted by major Kenyan lenders including Equity Bank, KCB, and NCBA. The report covers open-market value, forced-sale value, and a condition summary as required by the bank's lending criteria.
Valuation & Consulting
Do You Know What Your Nakuru Property Is Actually Worth Today?
Stoneeterra provides independent, evidence-based valuation reports and strategic consulting for owners, investors, and financial institutions operating in the Nakuru property market.
Request a ValuationIndependent Valuation — Not an Estimate, a Report
A property valuation carried out by Stoneeterra is a formal written report, not a verbal figure offered to secure a listing mandate. Each report is prepared following a physical site inspection, a review of the current title documentation, analysis of comparable sales registered in Nakuru over the preceding twelve months, and an assessment of the property's condition, planning status, and location premium or discount. Reports are issued on Stoneeterra letterhead and are accepted by Kenyan commercial banks, law firms, and county government bodies for the purposes of mortgage applications, probate proceedings, asset disclosure, and land-acquisition compensation assessments. Turnaround is typically seven to ten working days from instruction and site visit.
Property Consulting for Investors and Developers
Our consulting mandates are typically commissioned by clients who need a structured answer to a specific question: Is this site feasible for a twelve-unit apartment block? What is the realistic exit value of this mixed-use development in three years? Which of these two parcels offers the better risk-adjusted return given current Nakuru infrastructure plans? We do not offer speculative market commentary — we prepare written analysis grounded in current zoning, recent transaction evidence, and the infrastructure and demographic trends we monitor continuously across the county. Engagements run from a focused two-week desktop study to a three-month advisory retainer for larger development projects.
Valuation and Consulting Deliverables
Each engagement produces a concrete document — not a verbal opinion.
Probate and Estate Valuation
When a property forms part of a deceased estate, we provide a formal valuation as at the date of death — a document required by the High Court of Kenya for grant of probate and letters of administration.
Site Feasibility Study
A written assessment of a site's development potential: zoning class, permissible density, infrastructure availability (water, power, road access), and an indicative gross development value based on current Nakuru absorption rates.
Portfolio Review and Exit Planning
For investors holding multiple Nakuru properties, we review the current market value and rental yield of each asset and produce a ranked disposal or hold recommendation supported by current transaction data.
Valuation Questions We Are Frequently Asked
How long does a valuation take?
Most residential valuations are completed within seven to ten working days of receiving the instruction and conducting the site visit. Commercial and mixed-use properties requiring more detailed comparable analysis may take up to fifteen working days.
Will the bank accept your valuation report?
Our reports are prepared in accordance with the Kenya Bankers Association valuation guidelines and are accepted by the majority of commercial lenders operating in Kenya. If your specific bank has pre-approved panel requirements, please inform us at instruction stage and we will advise accordingly.
Can I use one report for multiple purposes?
A valuation report is prepared for a specific stated purpose — mortgage, probate, or asset disclosure. Using a mortgage valuation report for a legal dispute, for example, may not be appropriate. If you need a report for more than one purpose, we will advise on the most efficient approach at instruction.
Do you value agricultural land outside Nakuru town?
Yes. We cover agricultural and rural parcels within Nakuru County, including land in Naivasha, Gilgil, Subukia, and Molo sub-counties. Agricultural land valuations require additional data inputs and typically carry a slightly longer turnaround.
Commission a Valuation or Consulting Engagement
Contact Stoneeterra to discuss the scope and timeline of your requirement.
Request a Report